Account2Account

Account2Account offers an alternative to accepting credit cards online. It is designed for merchants to accept online payments directly into their bank account in real time, by creating a one-off online payment utilising the online banking system. This is a great option for merchants to offer an alternate payment method for their customers who don't have, or choose not to use, a credit card. Combined with PxPay 2.0 this is a cutting edge solution for today's online retailers and service providers.

The Account2Account page is securely hosted by Payment Express (a Level 1 service provider) and is compliant to PCI DSS. Abiding by the comprehensive set of requirements of PCI DSS means that we use the latest security technologies to ensure the safe handling of all sensitive data. During the course of the Account2Account payment process, we do not store any of the customer's bank account information. The same security features setup on the customer's bank account such as additional authentication methods are prompted during the course of the Account2Account payment process. More information on Account2Account security can be found here

View of demo of how Account2Account works

Key features

Features
A great alternative to credit card payments
Safe and secure way to pay for goods and services online
All customer input is securely handled and passed to the bank
All bank security features are implemented e.g. Netcode NetGuard
Payment page look and feel customisable via an online wizard
Simple to implement near identical integration to PxPay2.0
Reduce your reconciliation time with Payment Express's feature rich web based reporting tool - Payline
No need to download any additional software
Real time notification

Supported Banks New Zealand

Supported Banks Australia

Example of an Account2Account transaction

Account2Account

Account2Account

How It Works

A2A standalone

A2A Standalone Process Flow

A2A via PxPay 2.0

PxPay 2.0 Standalone Process Flow