For merchant customers located in New Zealand, the following terms and conditions apply: Payment Express New Zealand Terms and Conditions.
For merchant customers located in Australia, the following terms and conditions apply: Payment Express Australia Terms and Conditions.
For merchant customers located in the United States of America, the following terms and conditions apply: Payment Express United States Terms and Conditions.
For merchant customers located in the United Kingdom, the following terms and conditions apply: Payment Express United Kingdom Terms and Conditions.
For merchant customers located in Canada, the following terms and conditions apply: Payment Express Canada Terms and Conditions.
For merchant customers located in the European Union outside of the United Kingdom, the following terms and conditions apply: Payment Express European Union Terms and Conditions.
For merchant customers located outside of New Zealand, Australia, the United States of America, the United Kingdom, Canada, and the European Union, the following terms and conditions apply: Payment Express International Terms and Conditions.